Other Services

  • Fixed Deposits

    A fixed deposit (FD) is a financial instrument provided by banks which provides investors with a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account. They are considered to be very safe investments. The defining criteria for a fixed deposit is that the money cannot be withdrawn from the FD as compared to a recurring deposit or a demand deposit before maturity.

    At Mahesh Pai’s Financial Hub, we offer a flexible FD solutions service designed to complement your existing management structure.

  • Fixed Deposits

  • Public Provident Fund (PPF)

    The Public Provident Fund is a savings-cum-tax-saving instrument in India, introduced by the National Savings Institute of the Ministry of Finance in 1968. The aim of the scheme is to mobilize small savings by offering an investment with reasonable returns combined with income tax benefits. Individuals who are residents of India are eligible to open their account under the Public Provident Fund.

    One can voluntarily open an account with any nationalized bank, selected authorized private bank or post office. The account can be opened in the name of individuals including minor.

  • PPF

  • Governement Bonds

    When you buy a Government bond, you lend money to the government that has issued that bond. In return for that money, the Government provides you with a bond and promises to repay the value of the bond when it matures. The Government also promises to pay a specified rate of interest on the money you have invested.

    Government bonds are often referred to as a ‘low risk’ investment.

  • Government Bonds

  • Shares & Stocks

    The stock (also capital stock) of a corporation constitutes the equity stock of its owners. It represents the residual assets of the company that would be due to stockholders after discharge of all senior claims such as secured and unsecured debt. Stockholders’ equity cannot be withdrawn from the company in a way that is intended to be detrimental to the company’s creditors.

    The stock of a corporation is partitioned into shares, the total of which are stated at the time of business formation. Additional shares may subsequently be authorized by the existing shareholders and issued by the company.

  • Shares & Stocks

  • Portfolio Management

    Portfolio management is the art and science of making decisions about investment mix and policy, matching investments to objectives, asset allocation for individuals and institutions, and balancing risk against performance. Portfolio management is all about determining strengths, weaknesses, opportunities and threats in the choice of debt vs. equity, domestic vs. international, growth vs. safety, and many other trade-offs encountered in the attempt to maximize return at a given appetite for risk.

  • portfolio Management